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How can I reduce my insurance premiums?

With the squeeze on finances due to recent events, let’s discuss what you can do to reduce your insurance premiums but still maintain your insurance policy to give yourself peace of mind. An easy way to reduce insurance premiums is…

5 surprising ways an insurance adviser works for you.

Here are 5 reasons why we believe choosing Peter Ogilvie, an Independent Insurance Adviser, benefits you: You have options!Independent advisers represent many different insurance companies that offer a wide variety of coverage options and price points. Most on average have…

Market value vs replacement value or agreed value

Which is right for you? First let’s look at what each of these terms means. Agreed Value Agreed value is the amount you and your insurance company agreed upon at the creation of your insurance policy. This is the amount…

Home, car and contents

We are Diversifying... Covid-19 has given us the time to apply and get approval to offer Fire and Products with 2 top companies for both our existing client base and new clients. Is your home insured for the correct sum…

The home office

The business moving to my home office has been an easy transition and although there are a few minor changes required I am more than happy with the decision. The pluses:1. My office is only a few steps away, rather…

Unsettled times, Settled times, Unsettled times…

The past 3 months has been a roller coaster for us all, and a huge challenge on many fronts with not knowing what the future holds with our lives. For many, this uncertainty is going to continue. Is the industry…

Why do you need life insurance?

Life insurance can provide financial peace of mind that you and your family would be covered for some of the major expenses of life if something were to happen to you. The purpose of life insurance is to provide financial protection to…

What is Income Protection

Income Protection protects your income by providing you with a monthly benefit if you are unable to continue working. For example, if you were unable to work due to a serious accident or illness, either temporarily or permanently, income protection insurance…

Happy medium

Life can be complicated and challenging, and the current environment of the Covid-19 has certainly added to this. So, when it comes to making some personal financial protection decisions about life, disablement, or even retirement, wouldn’t it be great to…

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