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Do I need liability insurance?

Two Questions: 1. Are you operating as a contractor? 2. Are you a small business or sole trader? If you…

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Read this before you buy Insurance online

Some things shouldn’t be purchased online. That’s right I said it! Sometimes you need to be able to ask questions…

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Why should I review my insurance?

When was the last time you reviewed your insurance? Are you even sure when you should review it? A recent…

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Do I need trauma cover as well as ACC?

Right, good question and this is one that we get often. First, let’s define the role of each cover. Trauma…

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How much trauma cover do I need?

Trauma cover = recovery fund. We all like to think it won’t happen to us but what if it does?The…

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How can I reduce my insurance premiums?

With the squeeze on finances due to recent events, let’s discuss what you can do to reduce your insurance premiums…

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What on earth is TPD? Total and Permanent Disability Insurance.

Let’s break down what TPD is, how it may be beneficial to you and why it's different from income protection insurance.
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5 surprising ways an insurance adviser works for you.

Here are 5 reasons why we believe choosing Peter Ogilvie, an Independent Insurance Adviser, benefits you: You have options!Independent advisers…

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Market value vs replacement value or agreed value

Which is right for you? First let’s look at what each of these terms means. Agreed Value Agreed value is…

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Home, car and contents

We are Diversifying... Covid-19 has given us the time to apply and get approval to offer Fire and Products with…

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The home office

The business moving to my home office has been an easy transition and although there are a few minor changes…

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Unsettled times, Settled times, Unsettled times…

The past 3 months has been a roller coaster for us all, and a huge challenge on many fronts with…

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