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Accidents Happen

Accidents happen, here’s what to do.

We like to think it will never happen to us but the reality is, car accident's do happen. Here's hoping that if it does occur, it's very minor. Here's a helpful checklist covering what to do if you have been…

What insurance do I need when buying a house?

This is one of our most frequently asked questions. If you are looking to purchase a home, you will notice that your lender will have a few insurance requirements that have to be met in order for them to hand…

Debt Free

Debt Free? Sounds good to me

Debt free, it sounds too good to be true doesn’t it? The good news is, it's entirely possible and you can get there sooner than you think. It just takes a few tweaks. Here are our top tips for getting…

How much cover can I get for $100?

Phew, a bit of a toughie but let’s give it a go! First of all, let’s set some parameters. Say you’re a family, 2 adults (late 30’s, both with good health), 2 children (under 12). One adult working full time,…

Ogilvie Financial Solutions

How good is your insurance company?

Let’s work out a little scenario, say you recently purchased a really cheap insurance bundle online. You simply signed up, clicked a few buttons and bam, your shiny new insurance policy is on it’s way to you in the post. …

Do I need liability insurance?

Two Questions: 1. Are you operating as a contractor? 2. Are you a small business or sole trader? If you answered yes, then you need liability insurance, and quick, here’s why; If you are offering a service or goods to…

Read this before you buy Insurance online

Some things shouldn’t be purchased online. That’s right I said it! Sometimes you need to be able to ask questions rather than get answers to pre-defined questions that have been set up to coerce you into purchasing a product. Q:…

Why should I review my insurance?

When was the last time you reviewed your insurance? Are you even sure when you should review it? A recent study found that only 41% of people had actually reviewed their insurance in the last two years. That means that…

Do I need trauma cover as well as ACC?

Right, good question and this is one that we get often. First, let’s define the role of each cover. Trauma Cover products pay out a lump sum of money if you are diagnosed with, or suffer from one of a…

How much trauma cover do I need?

Trauma cover = recovery fund. We all like to think it won’t happen to us but what if it does?The trauma itself should be the hardest thing we will face but we all know the recovery will be tough. Now…

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