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Are my kids covered?

Excellent question!

All us parents have wondered at one time or another what would happen if we had to take time off work for our child if they were ill or badly injured.

Thankfully, if you have a trauma policy with certain providers, your dependent children are automatically covered.

Looking at Partners Life as an example, their policy provides trauma cover of $50,000 to dependent children, regardless of the parent’s sum insured.

This is a huge benefit of this provider’s trauma policy for parents of dependent children. It’s also a real example of the value of working with an adviser who understands your family’s situation.

Please bear in mind, this is only with certain providers and you must have an approved trauma policy in place.

If your current provider does not include your children in your trauma policy, you can purchase a children’s trauma policy separately. This is a lump sum payment made to a family experiencing a tragedy with their child and it covers a variety of reasons. You can use these funds to cover immediate expenses or to take leave from work to care for your child.

All it takes is ten minutes to check whether your insurance cover is set up for your children as well.

Let us put your mind at ease so you can get back to being the worlds best parent.

Book a no obligation appointment with Peter now. Click here.

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