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Read this before you buy Insurance online

Some things shouldn’t be purchased online. That’s right I said it! Sometimes you need to be able to ask questions rather than get answers to pre-defined questions that have been set up to coerce you into purchasing a product. Q:…

Why should I review my insurance?

When was the last time you reviewed your insurance? Are you even sure when you should review it? A recent study found that only 41% of people had actually reviewed their insurance in the last two years. That means that…

Do I need trauma cover as well as ACC?

Right, good question and this is one that we get often. First, let’s define the role of each cover. Trauma Cover products pay out a lump sum of money if you are diagnosed with, or suffer from one of a…

How much trauma cover do I need?

Trauma cover = recovery fund. We all like to think it won’t happen to us but what if it does?The trauma itself should be the hardest thing we will face but we all know the recovery will be tough. Now…

How can I reduce my insurance premiums?

With the squeeze on finances due to recent events, let’s discuss what you can do to reduce your insurance premiums but still maintain your insurance policy to give yourself peace of mind. An easy way to reduce insurance premiums is…

Market value vs replacement value or agreed value

Which is right for you? First let’s look at what each of these terms means. Agreed Value Agreed value is the amount you and your insurance company agreed upon at the creation of your insurance policy. This is the amount…

Home, car and contents

We are Diversifying... Covid-19 has given us the time to apply and get approval to offer Fire and Products with 2 top companies for both our existing client base and new clients. Is your home insured for the correct sum…

The home office

The business moving to my home office has been an easy transition and although there are a few minor changes required I am more than happy with the decision. The pluses:1. My office is only a few steps away, rather…

Unsettled times, Settled times, Unsettled times…

The past 3 months has been a roller coaster for us all, and a huge challenge on many fronts with not knowing what the future holds with our lives. For many, this uncertainty is going to continue. Is the industry…

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